SC Bankruptcy Exemptions
|
FEDERAL BANKRUPTCY EXEMPTIONS ARE NOT AVAILABLE
All Bankruptcy law references are to South Carolina Code unless noted. |
|
ASSET |
EXEMPTION |
LAW PROVISION |
|
HOMESTEAD
|
Real property, including co-op, to $59,100. (joint owners may double) |
15-41-30(1) |
|
INSURANCE |
Accident & disability benefits
Benefits accruing under life insurance policy after death of insured, where proceeds left with insurance company pursuant to agreement; benefits not exempt from action to recover necessaries if parties so agree
Disability or illness benefits
Fraternal benefit society benefits
Life insurance avails from policy for person you depended on to $4,725
Life insurance proceeds from policy for person you depended on, needed for support
Proceeds cash surrender value of life insurance payable to beneficiary other than insured estate expressly intended to benefit spouse, children or dependents of insured unless purchased within 2 years of filing
Proceeds of group life insurance
Proceeds of life insurance or annuity contract
Unmatured life insurance contract, except credit insurance policy |
38-6304(D)
38-63-50
15-41-30(10) ( C)
38-37-870
15-41-30(8)
15-41-30(11) ( C)
38-63040(A)
38-6340( C)
38-63040(B)
15-41-30(7) |
|
MISC. |
Alimony, child support
Property of business partnership |
15-41-30(10) (D)
33-41-720 |
|
PENSIONS |
ERISA-qualified benefits
Firefighters
General assembly members
Judges, solicitors
Police officers
Public employees |
15-41-30(10) (E)
9-13-230
9-9-180
9-8-190
9-11-270
9-1-1680 |
|
PERSONAL PROPERTY |
Animals, crops, appliances, books, clothing, household goods, furnishings, musical instruments to $4,725total
Burial plot to $59,100, in lieu of homestead (joint owners may double)
Cash & other liquid assets to $5,900, in lieu of burial or homestead exemption
Health aids
Jewelry to $1,175
Motor vehicle to $5,900
Personal injury recoveries
Wrongful death recoveries |
15-41-30(3)
15-41-30(1)
15-41-30(5)
15-41-30(9)
15-41-30(4)
15-41-30(2)
15-41-30(11) (B)
15-41-30(11) (B) |
|
PUBLIC BENEFITS |
Crime victims’ compensation
Local public assistance
Social security
Unemployment compensation
Veterans’ benefits
Workers’ compensation |
15-41-30(11) (A)
16-3-1300
15-41-30(10) (A)
15-41-30(10) (A)
15-41-30(10) (A)
15-41-30(10) (B)
42-9-360 |
|
TOOL OF TRADE |
Implements, books & tools of trade to $1,775 |
15-41-30(6) |
|
WAGES |
None |
|
|
WILD CARD |
Unused exemption amounts to exempt up to $5,900 of any type of property. |
15-41-30(A)(7) |
SC Bankruptcy Courts
See the list below for Bankruptcy Courts by District. Click on the District link to go directly to that Bankruptcy Court's web site.
| BANKRUPTCY COURTS |
NUMBER OF COPIES |
District of South Carolina
Mailing Address:
P.O. Box 1448
Columbia SC 29202
Street Address:
1100 Laurel Street
Columbia SC 29201
Teleohone: (803) 765-5436
|
contact clerks office |
Limited Time Offer! Download Your South Carolina Bankruptcy Forms Software Today And Save 50% During Our April Sale!
Learn More>>
|
| South Carolina Bankruptcy Software For Consumers Is Now Available |
| Filing Bankruptcy In South Carolina Has Never Been Easier! |
We Feature:
 South Carolina Bankruptcy Forms Software
Latest Updates For 2026 Included
Guidelines for Chapter 7 or 13 Bankruptcies
Latest South Carolina Bankruptcy Exemptions
Save Hundreds or more on Attorney Fee's
Handles All The Math as You Fill Out Your Forms
Saves Your Work as You Type
Online Help 24/7 Support
No PDF or Word Software required
Guaranteed Court Acceptance
Instant Download
|
| Learn More>> |
|
