PA Bankruptcy Exemptions
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FEDERAL BANKRUPTCY EXEMPTIONS ARE AVAILABLE
All Bankruptcy law references are to Pennsylvania Bankruptcy Code unless noted. |
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ASSET |
EXEMPTION |
LAW PROVISION |
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HOMESTEAD
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None, however, property held as tenancy by the entirety may be exempt against debts owed by only one spouse |
Keystone Saving Ass’n v.
Kitsock, 633 A. 2d 165 (Pa. Super. Ct. 1993) |
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INSURANCE |
Accident or disability benefits
Fraternal benefit society benefits
Group life policy or proceeds
Insurance policy or annuity contract payments, where insured is the beneficiary, cash value or proceeds to $100 per month
Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary’s creditors
No-fault automobile insurance proceeds |
42-8124( c) (7)
Annotated Statute 40-1141-403;
42-8124( c) (1), (8)
42-8124( c) (5)
42-8124( c) (3)
42-8124( c) (6)
42-8214( c) (4)
42-8124( c) (9) |
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MISC. |
Property of business partnership |
15-8341 |
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PENSIONS |
City employees
County employees
Municipal employees
Police officers
Private retirement benefits if clause prohibits proceeds from being used to pay beneficiary’s creditors, to extent tax-deferred; exemption limited to $15,000 per year deposited; no exemption for amount deposited within 1 year of filing
Public school employees
State employees |
53-13445, 53-23572,
53-39383
16-4716
53-881.115
53-764, 53-776, 53-23666
42-8124(b)
24-8533
71-5953 |
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PERSONAL PROPERTY |
Bibles, schoolbooks & sewing machines
Clothing
Tangible personal property at an international exhibit sponsored by U.S. government
Uniform & accoutrements |
42-8124(a) (2), (3)
42-8124(a) (1)
42-8125
42-8124(a) (4) |
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PUBLIC BENEFITS |
Crime victims’ compensation
Korean conflict veterans’ benefits
Unemployment compensation
Veterans’ benefits
Workers’ compensation |
71-180-7.10
51-20098
42-8124(a) (10), 43-863
51-20012
42-8124( c) (2) |
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TOOLS OF TRADE |
None |
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WAGES |
Earned but unpaid wages |
42-8127 |
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WILD CARD |
$300 of any property |
42-8123 |
PA Bankruptcy Courts
See the list below for Bankruptcy Courts by District. Click on the District link to go directly to that Bankruptcy Court's web site.
| BANKRUPTCY COURTS |
NUMBER OF COPIES |
Eastern District
Philadelphia Division
3726 U.S. Courthouse
900 Market Street, Ste. 400
Philadelphia, PA 19107
Telephone: (215) 408-2800
Reading Division
Ste. 300 The Madison Bldg.
400 Washington Street
Reading, PA 19601
Telephone: (610) 320-5255
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contact clerks office |
Middle District
Harrisburg Division
P.O. Box 908
Harrisburg, PA 17108-0908
Telephone: (717) 782-2260
Wilkes-Barre Division
Federal Building
197 South Main Street
Wilkes-Barre, PA 18701
Telephone: (717) 826-6450
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contact clerks office
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Western District
Pittsburgh Division
1602 Federal Building
1000 Liberty Avenue
Pittsburgh, PA 15222
Telephone: (412) 644-2700
Erie Division
717 State Street, Ste. 501
Erie, PA 16501
Telephone: (814) 464-9740
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contact clerks office
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