FEDERAL BANKRUPTCY EXEMPTIONS ARE NOT AVAILABLE
All law references are to the Official Code of Georgia Annotated.

ASSET

EXEMPTION

LAW PROVISION

HOMESTEAD

Your interest in real or personal property that you or your dependents use as a residence, or in a cooperative that owns property that you or your dependents use as a residence, or a burial plot, up to $10,000 in value ($20,000 if you are married and you and your spouse jointly file for bankruptcy), but only if you don't claim the homestead exemption

44-13-100(a)(1)

INSURANCE

Annuity and endowment contract benefits

33-28-7

Disability or health benefits to $250 per month

33-29-15

Fraternal benefit society benefits

33-15-20

Group insurance

33-30-10

Industrial life insurance if policy owned by someone you depend on, needed for support

33-26-5

Life insurance proceeds if policy owned by someone you depended on, needed for support

44-13-100(a)(11)(C)

Unmatured life insurance contract

44-13-100(a)(8)

Unmatured life insurance dividends, interest, loan value or cash value to $2,000 if beneficiary is you or someone you depend on

44-13-100(a)(9)

MISCELLANEOUS

Alimony, child support needed for support

44-13-100(a)(2)(D)

PENSIONS 

Employees of non-profit corporations

44-13-100(a)(2.1)(B)

ERISA-qualified benefits

18-4-22

Public employees

47-2-332

Other pensions needed for support

44-13-100(a)(2.1)(C)

PERSONAL PROPERTY

Animals, crops, clothing, appliances, books, furnishings, household goods, musical instruments to $300 per item, $5,000 total

44-13-100(a)(4)

Burial plot, in lieu of homestead

44-13-100(a)(1)

Health aids

44-13-100(a)(10)

Jewelry to $500

44-13-100(a)(5)

Lost future earnings needed for support

44-13-100(a)(11)(E)

Motor vehicles to $3,500

44-13-100(a)(3)

Personal injury recoveries to $10,000

44-13-100(a)(11)(C)

Wrongful death recoveries needed for support

44-13-100(a)(11)(B)

PUBLIC BENEFITS

Aid to blind

49-4-58

Aid to disabled

49-4-84

Crime victims’ compensation

44-13-100(a)(11)(A)

Local public assistance

44-13-100(a)(2)(A)

Old age assistance

49-4-35

Social security

44-13-100(a)(2)(A)

Unemployment compensation

44-13-100(a)(2)(A)

Veterans’ benefits

44-13-100(a)(2)(B)

Workers’ compensation

34-9-84

TOOLS OF TRADE

Implements, books and tool of trade to $1,500

44-13-100(a)(7)

WAGES

Minimum 75% of earned but unpaid wages for private and federal workers; bankruptcy judge may authorize more for low-income debtors

18-4-20, 18-4-21

WILD CARD

$600 of any property

44-13-100(a)(6)

Unused portion of homestead exemption, of any property to a maximum of $5,000

44-13-100(a)(6)